Membership Information

By subscribing, you are purchasing a recurring membership that begins when your purchase is completed and will automatically renew after your first paid term.

The price quoted today may include an introductory offer. After that, your membership will automatically renew and be billed at the applicable monthly or annual renewal price. The price is subject to change, but we will always notify you in advance. This offer is not combinable with other offers.

The credit reports, scores, and credit monitoring features may require an additional verification process and credit services will be withheld until such process is complete.

You can cancel your membership any time, or by contacting our support department at support@creditworld.com If you are an annual member and request a refund within 60-days after being billed, you are entitled to a pro-rated refund on any unused months through the end of your term.

Credit Scores

The credit scores provided to Credit World users are Vantage 3.0 credit scores via Trans Union credit bureau. The Vantage Score 3.0 credit scores are based on data from Equifax, Experian and TransUnion respectively. Any one bureau Vantage Score mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your credit worthiness. Credit scores and rankings shown within this website are examples only.

After verification of your identity, your scores are available for secure online delivery in seconds.

Identity Theft Protection

No one can prevent all identity theft.

Response time is key to preventing or stopping continuous identity theft actions. Having systems in place to notify you of potential threats is vital to such response time.

Credit World does not monitor all transactions at all businesses.

Phone alerts made during normal local business hours.

$1 Million Data Insurance Policy

Identity Theft Insurance underwritten by insurance company or affiliates of Chartis. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Marketing and Services

Affiliate partnership programs and other services advertised to you through the CW platform, including but not limited to Credit Repair (dispute processes) services have their own terms and conditions. Please take the time to read the terms and conditions of all services before enrolling.


Testimonials outlining credit repair results generated through the TCS Credit Maximization formula are specific to each client situation and experience. By collaborating with clients to create testimonials we are able to ensure the facts of their case are displayed accurately. All client files were audited and the testimonials are verified.

All credit repair – credit maximization testimonials are a direct result of TCS applying its trademark formula to client credit reports and rendered niche credit services. Every client situation is different and you should not expect the same result.

Credit Maximization Formula Guarantee

Today’s Credit Solutions LLC guarantees to apply its formula to your credit reports, ensuring proper advice. The three (3) elements listed within the Credit Maximization formula are used to improve credit report accuracy, resolve credit reporting red flags and build a credit profile for short and long term strength. Results vary from client to client and TCS cannot guarantee clients will experience the same success rate shown within the CW testimonial section.

Credit Repair

Removing negative credit account information from credit reports pertains directly to the following: unverifiable, inaccurate, unfair and non-compliant data.

Calculating Removed Items

By averaging 14.8 removals per process clients are able to boost credit scores while purifying credit reports. The number of items removed is calculated by verifying items removed multiplied by how many bureaus the items are removed from. Example; 1 questionable negative item removed from all three (3) credit bureaus is counted as 3 removals. Removal calculations are verified through credit breakdown processes and are generated after clients have been in our process an average of 6 months. New clients should not expect the same results.

Score Share

The Score Share feature is designed to minimize inquiries (credit checks) and improve Credit World users deal making abilities. This feature does not guarantee an approval, nor are the scores used to determine your rate and terms with your creditor, landlord or employer.